Insurance Fraud Bureau partners with Tempcover to bolster fraud detection
The Insurance Fraud Bureau (IFB) has added market-leading temporary insurance provider Tempcover to its membership, integrating the specialist’s comprehensive data into the Bureau’s anti-fraud network.
This partnership reinforces Tempcover's commitment to protecting its 3.7 million users and supporting insurer partners by actively contributing to the fight against fraud within the temporary insurance market.
As a digital-first leader, Tempcover enables customers to secure fully comprehensive temporary insurance quotes in two minutes. Demand for this flexible cover has grown rapidly, with the company’s customer base doubling since 2022. By joining the IFB, Tempcover is creating a two-way data exchange - connecting its high-velocity insights with the IFB’s collective industry resources to help ensure the short-term market remains secure for the honest majority.
The IFB membership provides Tempcover with access to centralised counter-fraud tools while simultaneously contributing its own unique datasets. In a market defined by rapid digital journeys, the ability to share sophisticated indicators - including Device IDs, driving licence numbers, and payment IDs - is a critical tool in identifying misuse and application fraud as it happens.
This partnership builds on Tempcover’s established fraud-mitigation framework, which incorporates ID scoring and 100% driving licence verification*. By utilising the MyLicence service to check Driving Licence Numbers (DLN) directly against DVLA records, Tempcover can instantly cross-reference conviction history and vehicle entitlements at the point of application, helping to identify and flag discrepancies before cover is issued.
This proactive approach ensures that the flexibility of short-term insurance is backed by industry-standard verification. By sharing fresh data, Tempcover aims to bolster the industry’s unified defence and disrupt organised fraud networks more effectively across all motor distribution channels.
Ursula Jallow, Director at the IFB, said: “We are delighted that Tempcover has joined the IFB. Tempcover represents a diverse range of insurance products, along with a strong desire of collaboration in the fight against fraud within the temporary insurance market, where it is evident, there has been an increase in both Application Fraud and Ghost Broking. We look forward to working closely together, particularly when it comes to harnessing new opportunities through compliant data and intelligence sharing, which is a real strength of our Membership.”
Bruce Coxwell, Chief Underwriting Officer at Tempcover says: “We recognise that the speed and convenience of our products must be matched by equally agile fraud prevention. Joining the IFB ensures our digital journeys are supported by the most robust data available, allowing us to enhance our own defences while actively supporting the wider industry. By sharing insights to disrupt fraudulent activity at the point of application, we are providing greater peace of mind for our customers and more robust protection for our partners.”
ENDS -
NOTES TO EDITOR:
About Tempcover - www.tempcover.com
Founded in 2006, Tempcover offers fast, flexible short-term insurance solutions without the commitment of long-term policies. Serving millions of drivers across various vehicle types, Tempcover focuses on quick, reliable coverage for life’s unexpected moments. The company is part of the RVU group, alongside brands such as Confused.com and Uswitch. With over 47,000 positive customer reviews and a 4.8/5 Trustpilot rating, Tempcover is recognised as a trusted, award-winning company.
Tempcover.com, 2nd floor, Admiral House. Harlington Way, Fleet, Hampshire, GU51 4BB. Authorised and regulated by the Financial Conduct Authority (Firm reference no. 746985)
*MyLicence verification is currently available for Great Britain (DVLA) driving licences excluding Northern Ireland (DVA), EU, or International licences.
About the IFB
The Insurance Fraud Bureau (IFB) is a not-for-profit organisation at the heart of the UK’s fight against insurance fraud. It acts as a central intelligence hub for industry members to share intelligence to help detect and disrupt fraud networks. IFB Investigators work alongside police forces, regulators and industry watchdogs to build evidence and support enforcement.
Since its inception in 2006, IFB’s investigations have helped to secure over 1,300 arrests and over 690 convictions (totalling more than 620 custodial years in prison).
IFB regularly runs awareness campaigns to help the public spot signs of insurance scams and encourages the public to report evidence of insurance fraud to its CheatLine.
